Investor Relations

Discover The Ponce Difference

Board of Directors

Steven A. Tsavaris
Chairman of the Board and Chief Executive Officer

Steven A. Tsavaris has served as a member of the Board of Directors of Ponce De Leon Federal Bank since 1990. Mr. Tsavaris is currently the Chairman of the Board and Chief Executive Officer of Ponce Bank and Ponce Bank Mutual Holding Company, and Executive Chairman of PDL Community Bancorp. His prior banking experience includes service with the National Bank of North America and the Bank Services Division of Litton Industries.

Mr. Tsavaris is a U.S. Army veteran and a graduate of City College. Mr. Tsavaris is an experienced real estate investor and an active member of various community and philanthropic organizations, including the Southern Boulevard Chamber of Commerce, New York City Area Policy Board (Chairman), SOBO Business Improvement District (Treasurer) and the Neighborhood S.H.O.P. P. Program. He served as a trustee of the Westchester Medical Center, a then affiliate of Columbia-Presbyterian Hospital and was chairman of its audit committee.

James C. Demetriou
Director

James C. Demetriou has served as a member of the Board of Directors of Ponce De Leon Federal Bank since 2009. Mr. Demetriou is currently serving on the Board of Directors of Ponce Bank, Ponce Bank Mutual Holding Company, and PDL Community Bancorp.

Mr. Demetriou is the President and Chief Executive Officer of First Management Corp., a property management company with a portfolio of over 130 residential, cooperative, condominium and commercial buildings located in Astoria, New York, established in 1985. Mr. Demetriou is also a partner in the accounting firm, J. Demetriou & Co., established in 1970. In addition, Mr. Demetriou has been a New York licensed real estate broker and sponsoring broker of Archway Realty, Inc., in Astoria, New York since 1985. Furthermore, Mr. Demetriou is the President and Founder of Foxx Capital Funding, Inc. a New York licensed mortgage broker established in 1999.

William Feldman
Director

William Feldman has served as a member of the Board of Directors of Ponce De Leon Federal Bank since 1993. Mr. Feldman is currently serving on the Board of Directors of Ponce Bank, Ponce Bank Mutual Holding Company, and PDL Community Bancorp.

Mr. Feldman is a graduate from New York University with a master’s in computer science. Mr. Feldman has been investing in and managing commercial and residential real estate properties in the New York metropolitan area for over 30 years. Mr. Feldman is manages 13 properties, with ownership interests varying between12.5% to 50.0%, held by The Feldman Living Trust. Mr. Feldman is also President of the Southern Boulevard Business Improvement District, a not-for-profit entity whose mission is to increase the economic growth and stability of the Southern Boulevard shopping area. Prior to 2013, Mr. Feldman owned several men’s clothing stores.

Julio Gurman
Director

Julio Gurman has served as a member of the Board of Directors of Ponce De Leon Federal Bank since 1994. Mr. Gurman is currently serving on the Board of Directors of Ponce Bank, Ponce Bank Mutual Holding Company, and PDL Community Bancorp.

Mr. Gurman is an investor in and manager of commercial and residential real estate properties in the New York metropolitan area. Mr. Gurman is a co-investor/manager of the same 13 properties as Mr. Feldman.

Nick Lugo
Director

Nick R. Lugo has served as a member of the Board of Directors of Ponce De Leon Federal Bank since 1999. Mr. Lugo is currently serving on the Board of Directors of Ponce Bank, Ponce Bank Mutual Holding Company, and PDL Community Bancorp.

Mr. Lugo is an investor in real estate properties located in the New York area. Mr. Lugo is also President of Nick Lugo Travel Corp., a company he founded in 1980. In addition, Mr. Lugo is also the owner and publisher of La Voz Hispana, New York’s largest Spanish weekly newspaper. Mr. Lugo also founded in 2006 the New York City Hispanic Chamber of Commerce and serves as its Chairman and President. Mr. Lugo is a Director of the Southern Boulevard Business Improvement District.

Carlos P. Naudon
Director, President and Chief Operating Officer

Carlos P. Naudon has served as a member of the Board of Directors of Ponce De Leon Federal Bank since 2014 and President and Chief Operating Officer since 2015. Mr. Naudon is currently serving as President and Chief Operating Officer of Ponce Bank and Ponce Mutual Holding Company, and President and Chief Executive Officer of PDL Community Bancorp.

Prior to joining Ponce De Leon Federal Bank, Mr. Naudon served as a consultant and compliance counsel to Ponce De Leon Federal Bank. Mr. Naudon owns Banking Spectrum, Inc., now a banking publishing company, formerly a bank consulting company. Until 2015, Mr. Naudon was a partner in the law firm of Allister & Naudon. Both of the foregoing firms were established in 1984 to provide services to banking institutions. Mr. Naudon became Of Counsel to the law firm Cullen & Dykman in 2015. Mr. Naudon has also previously served in many senior board positions at other companies. Before retiring from his consulting and law firms in 2015, Mr. Naudon was a frequent lecturer and speaker on banking issues, corporate governance, quality assurance and performance incentives. Mr. Naudon also has current and previous service in various healthcare and community organizations, including serving as Chairman of the Board of Trustees of The Brooklyn Hospital Center. Mr. Naudon is a member of the New York State Bar Association, the New York City Hispanic Chamber of Commerce and other professional associations. associations.

Manuel A. Romero
Director

Manuel A. Romero has served as a member of the Board of Directors of Ponce De Leon Federal Bank since 2015. Mr. Romero is currently serving on the Board of Directors of Ponce Bank, Ponce Bank Mutual Holding Company, and PDL Community Bancorp.

Mr. Romero is President of Manuel A. Romero, P.C., a professional corporation specializing in personal injury law matters. Mr. Romero is the head trial lawyer at the law firm and has served in that capacity for over 28 years. Mr. Romero serves as a member of the Finance Committee of the New York State Bar Association and teaches trial techniques at Cornell Law School on behalf of the Trial Academy of the New York State Bar Association. Mr. Romero is also a member of Governor Cuomo's Judicial Screening Committee for the Appellate Division and is the Immediate Past-Chairman (8 years) of the New York State Grievance Committee for the 2nd, 11th and 13th Judicial Districts (Brooklyn, Queens and Staten Island).

Go to top

Guest

How Can We Help?

Calculators

Questions?

View our Video Tutorials

Text size: Reset

Shareholder Toolkit